Real Estate Funding
Commercial Real Estate
Commercial real estate loans are used to finance the purchase, development, or refinancing of income-generating properties, such as office buildings, shopping centers, apartment complexes, and industrial spaces.
These loans can be obtained from traditional banks, credit unions, or private lenders. The terms of commercial real estate loans typically range from 5 to 20 years, with amortization periods extending up to 30 years.
Loan amounts are based on the property's loan-to-value ratio (LTV) and the borrower's creditworthiness. Interest rates may be fixed or variable, and the approval process is more stringent due to the larger loan amounts and extended terms involved.
Loans from $200,000 to $5,000,000 or more.
Qualifications
SBA Loans:
- Minimum FICO 700
- 2 years’ time in business
- 3 years tax returns
- Personal financial statement
- Business debt schedule
- Any other documents requested by lender
Other Lenders:
- FICO Minimum 600-675 depending on program
- 70-75% LTV
- 9.24-13.99% Interest rate
- Contact us for more details
Contact Us
Get in Touch
Ready to take the next step in growing your business? Reach out to us through our contact form, and let’s discuss how our tailored funding solutions can help you achieve your goals. We're here to assist you every step of the way.
