Business LINE

OF CREDIT

Flexible access to funds when you need them. Only pay interest on what you use. Perfect for managing cash flow or covering short-term gaps.

Line of credit

Increase financial flexibility with a working capital line of credit

Lines of credit provide a vital cash boost when you need it the most, making them ideal for seasonal businesses that experience revenue fluctuations. Unlike term loans, lines of credit allow you to access funds as often as needed, and repaying into the line frees up credit for future use. Similar to business credit cards, they offer flexibility, but lines of credit typically come with lower interest rates and higher limits, especially when secured with company assets. Secured lines allow lenders to base limits on asset value rather than credit scores, though unsecured lines are an option if your credit qualifies. Seasonal businesses particularly benefit from lines of credit as they help smooth the ups and downs of cash flow, ensuring expenses like rent, utilities, and payroll are covered year-round. Ask us how a business line of credit can boost your operations today!

Steps to Funding

Secure funding in 3 simple steps

Step 1 - Fill out an application

Take five minutes to fill out our simple loan application. Congratulations, your one step closer to the funds you need to grow!

Step 2 - Connect With a Lender

We review your application and match you with the right lender for your loan type. You'll get clear terms and next steps fast.

Step 3 - receive your funds!

After you accept the offer and sign the agreement, funds are typically disbursed to your account within a few days.

Loan Options
Flexible
Business lines of credit increase flexibility for founders and business owners. Because, unlike a credit card, cash can be deposited from a line directly into accounts receivable, it works for payroll and a broad range of business expenses.

Rent

Does the cost of your rent go down when you experience a slow season? If you’re like most business owners who rent, the answer is no. Cover your monthly costs with a line of credit, no matter what season it is. Pay back into the line when cash flow is up to boost your borrowing power.

Payroll

The people you rely on to keep your business up and running rely on you to pay them on time. If you want to retain your talent during the off season, use a line of credit to cover your company’s payroll expenses. Ask our team how to keep your team together all year long.

Inventory

How do you bring in inventory ahead of a big sale in quarter three when revenue from the first two quarters was down? The answer may be a line of credit. Lines of credit boost working capital so you can prepare for the biggest sale of the season. Contact GreenBank Funding for details.

Line Of Credit

Advantages 

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CHEAPER THAN A BUSINESS CREDIT CARD.

FLEXIBLE

Borrow as often as you need.

OPTIONS

Easy access to working capital.

RELIABLE

Interest is based on your balance.

Got Questions?

WE’ve got answers!

Questions? Here’s What to Know
We keep it simple. You’ll find clear answers to how each loan works, who qualifies, and what to expect during the funding process.
Q. Should I get a secured or unsecured line of credit?

The answer to this depends on your individual business goals. Secured lines don’t require a high credit score to qualify, but expose assets to seizure if you’re unable to pay back the loan. An unsecured loan keeps your assets safe, but often comes with a lower borrowing limit. Contact us to help you compare lines to see what fits your business.

Q. What is revolving credit?

Lines of credit and credit cards are what’s known as “revolving credit”. This means that, when you make payments toward the principal on the account, you can borrow that money again later.

Q. How do I find the best deal on a business line of credit?

Not all lenders offer the same terms and credit limits. So, how do you discover which one has the best deals? Use a broker to help you compare. Brokers can show you lines across lenders and get special deals you won’t find anywhere else.

Q. Can I get a line of credit with a low credit score?

Yes, you can qualify for a business line of credit, even when your credit score isn’t spectacular. Secured lines of credit let you leverage the power of your company’s assets to get the cash you need and aren’t based on your credit score. Contact us for details

Ready to Get Funded?

We help you find the right lender, present a strong application, and close fast. Get direct access to funding options that match your business needs.

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