sba

LOANS

Low-rate, long-term loans backed by the Small Business Administration. Best for businesses with solid credit and strong financials.

 

SBA Loans

Improve your rates with SBA-backed funds

The United States Small Business Administration (SBA) is dedicated to helping small businesses thrive, particularly when other lenders are unwilling to take a chance. Small businesses are the backbone of the nation’s economy, and the SBA works with lenders to guarantee financing for real estate, construction, equipment, and more. With SBA-capped interest rates, businesses won’t face exorbitant costs, and down payments start as low as 10%, half of what many other lenders require. Eligible businesses typically have $15M or less in net worth and $5M or less in annual revenue, with employee requirements varying by industry. SBA loans, like the 7a or 504, offer tailored solutions for real estate, equipment, or working capital, ensuring you can meet your goals. Whether you’re purchasing a business or renovating a property, our brokers can help you secure up to $5M or more in SBA financing today.

Steps to Funding

Secure funding in 3 simple steps

Step 1 - Fill out an application

Take five minutes to fill out our simple loan application. Congratulations, your one step closer to the funds you need to grow!

Step 2 - Connect With a Lender

We review your application and match you with the right lender for your loan type. You'll get clear terms and next steps fast.

Step 3 - receive your funds!

After you accept the offer and sign the agreement, funds are typically disbursed to your account within a few days.

Loan Options

Terms

Get some of the best rates and terms for small business financing with SBA-backed loans. With multiple options from quick-closing SBA Express loans to flexible 7(a) to development financing for owner-occupied property, there’s likely an option for you.

Real Estate

Are you looking to move to a new location or invest in commercial real estate? An SBA loan from our lenders can help you do it. Buy, build, or renovate with an affordable SBA loan with a low down payment obligation. Choose from a 20 or 25-year term. Contact us to find out more.

Equipment

Just because you’re not a megacorporation doesn’t mean you can’t afford the latest technology. SBA equipment loans help you manage the cost of equipment, computers, and more to boost your small business’s productivity and keep your workers safe. We’ll show you how easy it can be to get affordable equipment financing.

Refinancing

One often overlooked feature of SBA loans is that they can be used to refinance your more expensive loans, freeing up capital that you can put back into your business. Both 7a and 504 loans offer refinancing options to lower your interest rates and help you pay off your debts faster. Ask us how!

SBA Loan

Advantages

AFFORDABLE

LOW DOWN PAYMENTS MAKES IT EASY

FLEXIBLE

SBA CAPPED RATES REDUCE HIGH INTEREST

OPTIONS

Fixed or flexible interest BASED ON MARKET CONDITIONS

Payments

Manageable monthly cost TO FIT YOUR BUDGET  HELPS CASH FLOW

Got Questions?

WE’ve got
answers!

Questions? Here’s What to Know
We keep it simple. You’ll find clear answers to how each loan works, who qualifies, and what to expect during the funding process.
Q. Can I use an SBA loan to renovate properties?

Yes, an SBA 7a loan lets you roll real estate and working capital into one loan. Use the working capital portion to cover materials, labor, and other renovation costs. Get up to $5M to finance your next real estate renovation project. We’ll show you how to get the best deal.

Q. Is an SBA 7a or 504 loan better?
Neither loan program is inherently better than the other. Which loan is right for your business depends on your business’s structure and goals. While the two have a lot in common (i.e. low down payments and interest rates), there are some key differences. Speak with our qualified brokers to learn which option is better for you.
Q. What is the interest on an SBA loan?
Interest rates on SBA loans are based on the Prime Rate. Variable rate SBA loans will increase or decrease depending on what the Prime Rate does. However, SBA loans are capped at a few points above prime, so your lender can’t charge more. To get the current Prime Rate and SBA interest rates, contact our team.
Q. What is a CDC for SBA 504 loans?

“CDC” in this context stands for Certified Development Company. If you’re looking for an SBA 504 loan, you will need to go through a CDC to get one. CDCs are non-profit companies tasked with enhancing the economic development of the regions they serve. They are certified and regulated by the SBA. To connect with your local CDC, contact us today.

Ready to Get Funded?

We help you find the right lender, present a strong application, and close fast. Get direct access to funding options that match your business needs.

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